The entry-level co-branded travel card offering direct savings on domestic and international travels.
Vouchers worth ₹8,250
₹1,000 off on domestic flights
6X points on dining, movies & groceries
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| Benefit | Details |
|---|---|
| Significant Activation Benefit | Receive Yatra.com discount vouchers worth ₹8,250 upon payment of the first year’s annual fee. |
| Flat Discounts on Travel | Enjoy direct savings of up to ₹4,000 on international flights and 20% off domestic hotel bookings made via Yatra.com. |
| Accelerated Rewards | Earn 6 Reward Points for every ₹100 spent on key lifestyle and retail categories, including dining, movies, and groceries. |
| Low Annual Fee & Easy Waiver | The card maintains a low annual fee of ₹499 + Taxes, which is waived upon achieving annual waiver condition |
| Attribute | Classification |
|---|---|
| Issuer / Provider | SBI Card |
| Bank / Non-bank | Bank-affiliated |
| Category | Travel vouchers, rewards, lounge access |
| Card Network | Rupay |
| Fee Structure | ₹499 Annually + GST |
The Yatra SBI Card is tailor-made for value-minded travellers who live on Yatra.com. With flat discounts like ₹1,000 off domestic flights and 20% off hotels, this card delivers real savings at a small cost. It carries a low annual fee of ₹499 and unlocks welcome vouchers worth over ₹8,000 making it ideal for users who book travel often but don’t want premium pricing. Other than travelling, you’ll earn 6× reward points on groceries, dining, entertainment and international spending.
Global Acceptance: Accepted at over 24 million Visa outlets worldwide, including 3,25,000 in India, the Yatra SBI Card ensures seamless transactions for both domestic and international purchases.
Balance Transfer Facility: Transfer outstanding balances from other credit cards to the Yatra SBI Card to consolidate debt and potentially benefit from lower promotional interest rates.
Flexible Repayment Options: Convert high-value purchases into affordable EMIs, offering better expense management. However, extended credit attracts a finance charge of up to 3.50% per month (42% per annum).
Add-on Card Facility: Apply for supplementary cards for family members above 18 years at no additional cost, allowing shared access to benefits and simplified household expense tracking.
Welcome Vouchers Worth ₹8,250: This substantial activation benefit is conferred upon the cardholder following the payment of the first year's annual fee. The voucher suite is diversified to cover various travel needs, including:
Two vouchers worth ₹1,000 each for international travel.
Two vouchers worth ₹500 each for domestic travel.
One voucher worth ₹1,500 for domestic holidays.
One voucher worth ₹3,000 for international holidays.
One voucher worth ₹750 for hotel bookings.
Annual Fee Reversal: The renewal fee of ₹499 + Taxes is reversed (waived) if the cardholder achieves annual fee waiver condition.
Domestic Flight Savings: Cardholders receive ₹1,000 off on domestic flight bookings
International Flight Savings: A significant discount of ₹4,000 off is available on international flight bookings.
Domestic Hotel Savings: A 20% discount is applied to domestic hotel bookings.
Accelerated 6X Reward Points: Earn 6 Reward Points for every ₹100 spent across a generous range of everyday categories:
Departmental Stores
Grocery Stores
Dining
Movies
Entertainment
International Spends
Base 1X Reward Point: Earn 1 Reward Point for every ₹100 spent on all other retail categories.
Reward Cap: The 6X rewards on departmental store, grocery, dining, movies, entertainment, and international spends are capped at a maximum of 5,000 Reward Points per calendar month.
Redemption and Expiry: Accumulated Reward Points expire after a fixed period of two years. A minimum threshold of 1,000 Reward Points is required to redeem them for discount vouchers.
A 1% fuel surcharge waiver is provided across all petrol pumps in India. This benefit is subject to a maximum monthly waiver of ₹100 and applies to fuel transactions ranging from ₹500 to ₹3,000.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹499 + Taxes | One-time charge levied upon card issuance. |
| Annual Fee (Renewal) | ₹499 + Taxes | Charged per annum. Waived on annual spends of ₹1,00,000 or more. |
| Add-on Card Fee | Nil | Complimentary for family members (age 18+). |
| Foreign Currency Mark-up Fee | 3.5% of transaction value | Charged on all international transactions made outside India. |
| Extended Credit Charges (Interest Rate) | Up to 3.50% per month or 42% per annum | Applicable on unpaid outstanding balances carried forward, or on cash advances from the transaction date. |
| Fuel Surcharge Waiver Cap | ₹100 per month | Applies to transactions between ₹500 and ₹3,000, with a 1% waiver. |
| Criteria | Details |
|---|---|
Age (Primary Applicant) | Minimum 21 years; Maximum 65 years |
Occupation | Salaried or Self-Employed with a stable source of income |
Credit History | A stable credit history, with a credit score preferably above 750, is generally required. |
Nationality | Resident of India |
| Document Type | Details |
|---|---|
| Identity Proof (Any One) | PAN Card (Mandatory), Aadhaar Card, Passport, Driver’s License, or Voter’s ID. |
| Address Proof (Any One) | Aadhaar Card, Passport, Utility Bill (Electricity/Water/Telephone, not more than 3 months old), or Ration Card. |
| Income Proof (Salaried) | Latest three months' salary slips, or latest three months' bank statements. |
| Income Proof (Self-Employed) | Latest Income Tax Return (ITR) along with Bank Statements for the last three months. |
Step 1: Click on Apply Now: Hit the “Apply Now” button to start your application.
Step 2: Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Step 4: Submit Your Application: Review all the details and click Submit.
Step 5: Approval & Card Delivery: Once approved, your Yatra SBI RuPay Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Travel Discounts | Always use the specific for domestic and international flight/hotel bookings on Yatra.com. Ensure the transaction meets the minimum spend threshold required for each discount. |
Accelerate Rewards | Prioritise using the card for expenses in the 6X categories: dining, groceries, departmental stores, movies, entertainment, and international spends. |
Utilise Vouchers Promptly | The ₹8,250 welcome vouchers and any milestone vouchers have specific expiry dates (usually within six months). Use them quickly to ensure the value is not lost. |
Monitor Cap Limits | Keep track of the 5,000 reward point cap on accelerated and international spends each month. |
Manage Forex Mark-up | Be mindful of the 3.5% foreign currency mark-up fee on international transactions. |
Convert Purchases to EMI | Utilise the Flexipay option to convert single purchases of ₹2,500 or more into easy monthly instalments to ease repayment on high-value tickets or purchases. |
The Yatra SBI RuPay Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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