The South Indian Bank SBI Platinum Credit Card is one of the best choices for people who love lifestyle spending and want premium rewards on everyday purchases. Designed especially for individuals who frequently dine out, shop for groceries, visit departmental stores, and make international transactions, this card offers exciting rewards and benefits. It's also perfect for travellers who value airport lounge access and premium travel experiences with complimentary Priority Pass membership.

Overview

Co-branded Partnership: Offered by SBI Card in partnership with South Indian Bank, combining the strengths of both financial institutions to provide unlimited privileges.
Global Acceptance: Experience true platinum lifestyle with a card accepted at millions of outlets worldwide, making it versatile for both domestic and international purchases.
Add-on Cards: Empower your family members (children, siblings, spouse, and parents) with add-on cards, allowing shared benefits and privileges.
Easy Bill Pay: Never miss the due date for paying your electricity, insurance, telephone, and other utility bills with the Easy Bill Pay facility. Give standing instructions to make payments on your behalf every month with Auto Bill Pay.
Flexipay: Convert your transactions into easy monthly installments. Choose the plan that suits you. To convert your transaction to Flexipay, call the SBI Card Helpline at 39020202 / 1860 180 1290 within 30 days of making the purchase.
Emergency Card Replacement: Get your South Indian Bank SBI Platinum Credit Card replaced anywhere in the world with 24x7 helpline for emergency card replacement even while travelling abroad.
Access to Golf Courses: Enjoy access to more than 300 golf courses across the world.
Balance Transfer: Transfer outstanding balances from other banks' credit cards to avail lower interest rates and repay in easy EMIs.

Rewards and Benefits

Earning Cash Rewards

Accelerated Reward Points: Earn reward points on dining, groceries, departmental stores, and international spends. You can earn up to 7,500 reward points in a month.
Standard Reward Points: Earn 2 reward points per ₹100 spent on all other categories.

Note: A maximum of 40,000 Cash Points can be earned in the accelerated category in a year. After reaching the capping limit, 2 reward points for every ₹100 spent, as per the card policy, will continue to accrue. Reward Points are not applicable to fuel transactions.

Redeeming Cash Rewards

Rewards Catalogue: Redeem accumulated reward points by shopping for items listed in the Rewards Catalogue.
Statement Credit: Use your reward points to settle your credit card bill's outstanding amount.

Note: Redemption options provide flexibility in how you utilise your rewards, whether for reducing your outstanding balance or obtaining merchandise from the rewards catalogue.

Generous Welcome Bonus

Welcome e-Gift Voucher: Receive a ₹3,000 e-gift voucher from any of the following brands upon payment of the annual fee: Bata/Hush Puppies, Aditya Birla Fashion (Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter), Westside, Shoppers Stop, and Yatra.com
Voucher Delivery: You will receive an SMS to choose from e-voucher options within 21 days of annual fees payment. The e-voucher will be sent to your registered mobile number/e-mail ID within 5 days of the request.

Note: Redeem your e-gift voucher by showing the code at the respective brand stores – Bata/Hush Puppies, Westside and Shoppers Stop. You can redeem the code online at the time of purchase for Yatra and Shoppers Stop. Aditya Birla Fashion e-gift vouchers are acceptable on Louis Philippe, Van Heusen, Allen Solly, Peter England, Planet Fashion, Simon Carter brand stores. You will be eligible for your welcome gift post-payment of the annual fee.

Milestone Benefits

Spend Rewards: Get an e-gift voucher worth ₹3,000 on achieving annual spends of ₹4 lakhs and ₹5 lakhs each from partner brands, including Westside, Shoppers Stop, Bata/Hush Puppies, and Yatra.

Note: For detailed Terms & Conditions regarding bonus spend rewards, please visit sbicard.com.

Renewal Gift

Anniversary Gift: Get vouchers worth ₹2,999 as an anniversary gift on annual spends of ₹2 lakhs in the preceding year. These gift vouchers can be redeemed with the following brand partners: Bata/Hush Puppies, Shoppers Stop, Yatra, and Westside.

Note: A minimum spend of ₹2 lakhs in the preceding year will make you eligible for an anniversary gift, post payment of the annual fee. Terms & conditions apply.

Complimentary Airport Lounge Access

Domestic Lounges: 2 complimentary domestic airport lounge visits every quarter (3 months) anywhere in India.
International Lounges: Complimentary membership to the Priority Pass Program - world's largest independent airport lounge access program worth $99. Now enjoy access to over 600 airport lounges worldwide.

Note: To avail the offer, please use your South Indian Bank SBI Platinum Credit Card at the respective lounges. Only Primary Cardholders are eligible for Priority Pass and complimentary membership will be valid for 2 years only. The standard membership of the Priority Pass program is complimentary. Whenever you visit a Priority Pass member lounge, a usage fee of only $27 +taxes will be charged to your South Indian Bank SBI Platinum Credit Card. For a complete list of member lounges, visit www.prioritypass.com.

Fuel Surcharge Waiver

1% Waiver: Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at all fuel stations.
Maximum Benefit: A maximum surcharge waiver of ₹250 can be availed per statement cycle per South Indian Bank SBI Platinum Credit Card account.

Insurance Coverage

Air Accident Liability Cover: Get complimentary Air Accident Liability Cover of ₹50 Lakhs (T&C Apply). Note: W.e.f 11 Aug'25, Complimentary Air Accident Insurance coverage of ₹50 Lakh currently offered on your South Indian Bank SBI Platinum Card will be discontinued.
Credit Card Fraud Liability Cover: Get complimentary Credit Card Fraud Liability Cover of up to ₹1 lakh.

Exclusive Dining Offers

Restaurant Discounts: True Platinum always offers that something extra - avail exclusive offers on an array of restaurants.
Marriott Hotels Offer: Enjoy a fine dining experience with 10% discount at The Marriott Hotels in India. This offer is being offered by VISA on your South Indian Bank SBI Platinum Credit Card and is for limited period.

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.

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