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MAX SBI Card SELECT

MAX SBI Card SELECT

The premium rewards card for Landmark shoppers

Rewards

Rewards

10X points on Landmark stores

Welcome Bonus

Welcome Bonus

6,000 welcome bonus reward points

Check Your Eligibility for This Card

Enter your details to get started

Key Highlights

Important benefits and features of this credit card
BenefitDetails
Accelerated RewardsEarn 10 reward points per ₹100 spent at Landmark stores (Max, Lifestyle, Home Centre, Spar).
Welcome & Renewal GiftReceive 6,000 bonus reward points (worth ₹1,500) upon payment of joining and renewal fees.
Milestone BenefitsEarn up to 34,400 reward points (worth ₹8,600) annually on achieving spending milestones at Landmark stores and overall retail spends.
Reward ConversionConvert SBI Card reward points to Landmark Rewards, where 1 Landmark Reward is ₹0.60.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Card & Payment Services Ltd.
Bank / Non-bankBank-affiliated
CategoryShopping / Lifestyle Rewards
Type of CardVisa
Free or Paid₹1,499 +Taxes

What This Card Is Best For

The MAX SBI Card SELECT is a premium co-branded credit card created through a partnership between SBI Card and Landmark Group, tailored specifically for individuals who frequently shop at Landmark Group stores such as Max, Lifestyle, Home Centre, and Spar. This card stands out as an excellent choice for shoppers seeking substantial returns on fashion, home essentials, groceries, and lifestyle purchases. The card's emphasis on delivering high-value rewards through accelerated reward points, milestone-based incentives, and seamless point redemption options makes it particularly attractive for those who wish to optimise their spending at specific retail outlets.  

Overview 

  • Global Acceptance: Cardholders can use the MAX SBI Card SELECT at various outlets worldwide, making it versatile for both domestic and international purchases. 

  • Co-branded Lifestyle Focus: The card is offered by SBI Card in partnership with the Max/Lifestyle retail group, making it especially suited for cardholders who shop frequently at those stores and related lifestyle venues. 

  • Accelerated Reward Points on Key Categories: Cardholders earn 10 reward points for every ₹100 spent (or equivalent) at the partner stores, giving enhanced value in those specific categories.  

  • Standard Reward Rate on Other Retail Spends: For purchases outside the accelerated categories (excluding fuel), the card offers 2 reward points for every ₹100 spent, allowing continued benefit on general usage. 

  • Flexipay Purchase Conversion: Any transaction above ₹2,500 made using the card can be converted into easy monthly instalments through the Flexipay facility, allowing cardholders to manage high-value purchases more comfortably by spreading the repayment over a selected tenure. 

  • Welcome Bonus and Annual Fee Benefit: On payment of the joining (and renewal) fee, the card grants a welcome bonus of 6,000 reward points, which provides upfront value aligned with the fee structure.  

  • Milestone Reward Programme: The card features milestone benefit slabs where additional bonus points are unlocked once annual spending reaches specified thresholds, up to a cumulative reward value of ₹8,600 annually.  

Rewards and Benefits 

Earning Reward Points 

  • 10X Reward Points: Earn 10 reward points per ₹100 spent at landmark stores (Max, Lifestyle, Home Centre, Spar). 

  • 2X Reward Points: Accumulate 2 reward points per ₹100 on all other retail purchases (excluding fuel). 

  • 1X Reward Point: Earn 1 reward point per ₹100 on all other spends. 

Redeeming Reward Points 

  • Landmark Rewards Conversion: The primary redemption method involves converting SBI Card reward points to Landmark Rewards, where 1 LMR = ₹0.60.  

Generous Welcome & Renewal Bonus 

  • Welcome Bonus: Cardholders receive 6,000 bonus reward points (equivalent to ₹1,500) upon payment of the joining fee. These points are credited within 30 working days of fee payment. 

  • Renewal Benefit: Similarly, 6,000 bonus reward points (equivalent to ₹1,500) are awarded on payment of the renewal fee each year. 

Milestone Benefits 

The MAX SBI Card SELECT offers substantial milestone rewards based on annual spending: 

Landmark Store Milestones: 

  • Annual spend of ₹25,000: Earn 2,400 bonus reward points  

  • Annual spend of ₹75,000: Earn 8,000 bonus reward points  

  • Annual spend of ₹1,50,000: Earn 12,000 bonus reward points 

Overall Retail Spending Milestone: 

  • Annual retail spend of ₹3,00,000: Earn 12,000 bonus reward points 

  • Total Milestone Potential: Cardholders can earn up to 34,400 milestone bonus points annually (worth ₹8,600). 

Fuel Surcharge Waiver 

  • 1% Waiver: Cardholders enjoy a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at fuel stations across India. 

ATM Withdrawal Benefit 

  • Cashback Offer: New cardholders can earn a cashback of ₹100 on the first ATM cash withdrawal made within 30 days of receiving the card. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.   

Fees & Charges of MAX SBI Card SELECT

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹1,499 + GSTOne-time charge when the card is issued.
Annual Fee₹1,499 + GSTCharged every year. No waiver criteria specified.

Eligibility Criteria for MAX SBI Card SELECT

Requirements to apply for this card
CriteriaDetails
Age
Minimum 21 years and Maximum 70 years
Occupation
Available for both Salaried / Self-Employed
Nationality
Must be a resident Indian
Credit Score
Good credit score (typically 750 or above) recommended
Other Criteria
Regular source of income, valid PAN card, valid Aadhaar card or any government-issued address proof

Required Documents

Documents needed for application
Document TypeDetails
Proof of IdentityPAN Card, Aadhaar Card, Passport, Voter ID, Driving Licence, OCI Card, PIO Card, NREGA Job Card, UIDAI-issued Letter, or any other government-approved identity document
Proof of AddressAadhaar Card, Passport, Driving Licence, Ration Card, Recent Utility Bill (not older than 3 months), Property Registration Papers, Bank Account Statement, NREGA Job Card, PIO Card, or any officially accepted residence proof
Proof of IncomeLatest 1-2 salary slips (issued within the last 3 months), Most recent Form 16, or last 3 months' bank statement

How To Apply for MAX SBI Card SELECT

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your MAX SBI Card SELECT will be delivered to your registered address.

How To Use the MAX SBI Card SELECT

Tips to maximize your card benefits
Usage TipsDetails
Maximise Rewards
Use the card for shopping at Landmark stores (Max, Lifestyle, Home Centre, Spar), dining outlets, and movie purchases to earn reward points.
Convert to Landmark Rewards
Regularly convert accumulated SBI reward points into Landmark Rewards for instant redemption at Landmark outlets at a favourable conversion rate.
Track Milestone Progress
Monitor annual spending to ensure achievement of milestone thresholds for bonus reward points worth up to ₹8,600.
Track Spending
Monitor spending and reward points through the SBI Card mobile app or online portal.

Things To Know

Important information about this card
  • Ensure meeting the eligibility criteria: minimum age of 21 years, regular income source, and valid identity/address proofs.
  • Check credit score before applying; a good score of 750 or above increases approval chances significantly.
  • Understand the annual joining and renewal fees of ₹1,499 + GST each.
  • The card is most beneficial for regular shoppers at Landmark Group stores (Max, Lifestyle, Home Centre, Spar).
  • Familiarise with the reward points structure: 10X at Landmark stores/dining/movies, 2X on other retail, 1X on other spends.
  • Understand that reward points can primarily be redeemed at Landmark outlets after conversion, making this card ideal for Landmark loyalists.
  • Be aware of milestone benefits and plan annual spending to maximise bonus points worth up to ₹8,600.
  • Take advantage of the ₹100 cashback on first ATM withdrawal within 30 days of card receipt.

The MAX SBI Card SELECT is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card primarily at Landmark stores, dining outlets, and for movie tickets to maximise 10X reward points
  • Pay credit card bills on time to avoid late payment fees and interest charges
  • Track annual spending to achieve milestone benefits worth up to ₹8,600
  • Convert SBI reward points to Landmark Rewards regularly and redeem them before expiry
  • Utilise the first ATM withdrawal cashback of ₹100 within 30 days of card receipt
  • Use Flexipay or EMI conversion for high-value purchases if needed
  • Take advantage of fuel surcharge waiver on transactions between ₹500-₹3,000

Don't

  • Avoid using the card if not a regular Landmark shopper, as reward redemption is primarily limited to Landmark outlets
  • Do not miss the minimum payment to prevent negative impact on credit score
  • Ignore milestone thresholds which can provide substantial additional value
  • Let reward points expire after 24 months without redemption
  • Use the card for frequent cash advances as they attract high fees and interest
  • Convert small purchases to EMI unnecessarily, incurring additional charges
  • Share card details with untrusted sources or on unsecured websites

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on MAX SBI Card SELECT

Common questions about this credit card

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