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Lifestyle Home Centre | SBI Card SELECT

Lifestyle Home Centre | SBI Card SELECT

The rewards-rich card for Landmark store shoppers

Rewards

Rewards

10X points at Lifestyle, Home Centre, Max & Spar

Welcome Bonus

Welcome Bonus

Up to 6,000 reward points worth ₹1,500

Check Your Eligibility for This Card

Enter your details to get started

Key Highlights

Important benefits and features of this credit card
BenefitDetails
Accelerated Rewards at Partner StoresEarn 10 reward points per ₹100 spent at Lifestyle, Home Centre, Max, Spar, and on dining & movies.
Welcome BonusReceive 6,000 bonus reward points worth ₹1,500 upon payment of the joining fee.
Milestone BenefitsEarn cumulative milestone rewards up to 34,400 reward points worth ₹8,600 annually.
Renewal BenefitsGet 6,000 reward points worth ₹1,500 annually upon payment of the renewal fee.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between ₹500 and ₹3,000.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Card & Payment Services Ltd.
Bank / Non-bankBank-affiliated
CategoryShopping / Rewards
Type of CardVisa
Free or Paid₹1,499 Annually

What This Card Is Best For

The Lifestyle Home Centre | SBI Card SELECT is designed for individuals who frequently shop at Landmark Group stores. This card rewards shoppers at Lifestyle, Home Centre, Max, and Spar with accelerated reward points, making it particularly valuable for those who regularly purchase fashion, home décor, groceries, and lifestyle products from these retail chains. The card also extends enhanced rewards to dining and movie transactions, adding versatility for entertainment and food enthusiasts. 

Overview 

  • Welcome Benefit: Receive 6,000 bonus reward points (equal to ₹1,500) after paying the joining fee. 

  • High Landmark Rewards: Earn 10 reward points for every ₹100 spent at Landmark partner brands such as Spar, Max, Lifestyle and Home Centre. 

  • General Retail Rewards: For all other retail purchases except fuel, you earn 2 reward points on every ₹100 spent. 

  • Reward Value: The conversion rate is 4 reward points equal to ₹1, which means Landmark spending offers a comparatively higher reward value through the 10 RP structure. 

  • Milestone Benefits: Earn milestone benefits of up to 34,400 reward points (worth ₹8,600), along with an additional 12,000 points when yearly spending touches ₹3 lakh or more. 

  • Fuel Surcharge Waiver: A 1% waiver is available on fuel transactions between ₹500 and ₹3,000. 

Rewards and Benefits 

Earning Reward Points 

  • 10X Reward Points: Earn 10 reward points on every ₹100 spent at: 

  • Lifestyle 

  • Home Centre 

  • Max 

  • Spar 

  • 2X Reward Points: Accumulate 2 reward points per ₹100 on all other retail purchases. 

Redeeming Reward Points 

  • Landmark Rewards Conversion: SBI reward points can be converted into Landmark Points at the rate of 2.4 SBI reward points per Landmark reward point. 

Welcome Bonus 

  • Bonus Reward Points: Receive 6,000 bonus reward points equivalent to ₹1,500 upon payment of the joining fee. 

  • Timing: The welcome bonus is credited within 30 days of the joining fee payment. 

Milestone Benefits 

  • Annual Spend of ₹25,000 across Landmark Stores: Earn 2,400 bonus reward points. 

  • Annual Spend of ₹75,000 across Landmark Stores: Earn an additional 8,000 bonus reward points. 

  • Annual Spend of ₹1,50,000 across Landmark Stores: Earn an additional 12,000 bonus reward points. 

Renewal Benefits 

  • Annual Renewal Bonus: Receive 6,000 reward points worth ₹1,500 upon payment of the annual renewal fee. 

  • Timing: The renewal bonus is credited within 30 days of the renewal fee payment. 

Fuel Surcharge Waiver 

  • 1% Waiver: Get a 1% fuel surcharge waiver on transactions between ₹500 and ₹3,000 at fuel stations across India. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.  

Fees & Charges of Lifestyle Home Centre | SBI Card SELECT

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹1,499One-time charge when the card is issued.
Annual Fee₹1,499Charged every year on the renewal date.
Fuel Surcharge Waiver1% on transactions between ₹500–₹3,000Maximum benefit of ₹100 per statement cycle at fuel stations.

Eligibility Criteria for Lifestyle Home Centre | SBI Card SELECT

Requirements to apply for this card
CriteriaDetails
Age (Primary Applicant)
Minimum 23 years, Maximum 60 years
Occupation
Salaried / Self-Employed
Income
Regular source of income required (specific amount at bank's discretion)
Credit Score
Preferably 650 and above
Other Criteria
Valid PAN card, valid Aadhaar card or any government-issued address proof

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofPermanent Account Number (PAN) Card, Aadhaar Card, Valid Driver's License, Passport, Voter's ID Card, Overseas Citizen of India (OCI) Card, Person of Indian Origin (PIO) Card, Job card issued under NREGA, and letters officially issued by the Unique Identification Authority of India (UIDAI).
Address ProofAadhaar Card, Driver's License, Passport, Utility Bill (must be no older than 3 months), Ration Card, Property Registration Documents, Person of Indian Origin (PIO) Card, NREGA Job Card, and your current Bank Account Statement.
Income ProofLatest salary slip (one or two, not exceeding 3 months old), The most recent Form 16, and Bank statements covering the last 3 months.

How To Apply for Lifestyle Home Centre | SBI Card SELECT

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your Lifestyle Home Centre | SBI Card SELECT will be delivered to your registered address.

How To Use the Lifestyle Home Centre | SBI Card SELECT

Tips to maximize your card benefits
Usage TipsDetails
Maximise Partner Rewards
Use the card at Lifestyle, Home Centre, Max, and Spar stores to earn 10X reward points on every purchase.
Achieve Milestone Targets
Plan annual spending at Landmark stores to reach milestone thresholds and earn bonus rewards worth up to ₹8,600.
Redeem Rewards Strategically
Convert SBI reward points to Landmark Points for instant redemption at partner stores, or use them for statement credit.
Track Spending
Monitor spending and reward points through the SBI Card mobile app or online portal to stay updated.
Set Up Alerts
Enable transaction alerts to remain informed about spending, reward accumulation, and payment due dates.

Things To Know

Important information about this card
  • Ensure eligibility criteria are met regarding minimum age, stable income, and valid identity/address proofs.
  • Check credit score before applying; a score of 650 and above significantly improves approval chances.
  • Understand the annual fee structure and benefits associated with fee payment, including welcome and renewal bonuses.
  • Familiarise yourself with the reward points structure, particularly the 10X points at partner stores and milestone benefits.
  • Know payment due dates to avoid late fees and interest charges.
  • Be aware of fuel surcharge waivers and transaction-based benefits to maximise card value.
  • Understand the reward point redemption process and conversion rates, especially for Landmark Points.

The Lifestyle Home Centre | SBI Card SELECT is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card at Lifestyle, Home Centre, Max, and Spar to earn maximum reward points
  • Track milestone spending at Landmark stores to maximise bonus rewards
  • Redeem reward points regularly to enjoy shopping benefits and statement credits
  • Pay credit card bills on time to avoid interest charges and maintain a good credit score
  • Enable transaction alerts for better expense tracking and fraud prevention

Don't

  • Avoid overspending beyond repayment capacity just to earn rewards
  • Ignore understanding the reward point conversion rates before redemption
  • Use the card for cash advances unless absolutely necessary due to high charges
  • Do not miss minimum payment deadlines as it affects credit score
  • Share card details or PIN with anyone, including friends and family

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on Lifestyle Home Centre | SBI Card SELECT

Common questions about this credit card

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