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KrisFlyer SBI Credit Card

KrisFlyer SBI Credit Card

Earn miles on every spend and fly closer to your dreams

Welcome Bonus

Welcome Bonus

3,000 welcome KrisFlyer miles

Lounge Access

Lounge Access

Complimentary domestic & international lounge visits

Check Your Eligibility for This Card

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Key Highlights

Important benefits and features of this credit card
BenefitDetails
Welcome MilesEarn 3,000 KrisFlyer miles upon payment of the joining fee.
Accelerated Miles EarningEarn 5 miles per ₹200 spent on Singapore Airlines Group and international transactions; 2 miles per ₹200 on all other spends.
Milestone RewardsReceive 3,000 bonus KrisFlyer miles on achieving annual spends of ₹3 lakh.
Lounge AccessEnjoy 1 complimentary domestic and 4 international lounge, plus Priority Pass membership.
Comprehensive InsuranceBenefit from ₹1 crore air accident cover, ₹1 lakh lost baggage insurance, and ₹1 lakh fraud liability cover.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Card & Payment Services Ltd.
Bank / Non-bankBank-affiliated
CategoryTravel / Miles Rewards
Type of CardVisa
Free or Paid₹2,999 + GST Annually

What This Card Is Best For

The KrisFlyer SBI Credit Card is designed for travellers who frequently fly with Singapore Airlines or its partner airlines. This card enables cardholders to accumulate KrisFlyer miles on everyday purchases, which can be redeemed for flight tickets, cabin upgrades, and other travel-related benefits. The card is particularly beneficial for those who value accelerated miles earned on international transactions and Singapore Airlines Group bookings, along with complimentary airport lounge access and comprehensive travel insurance coverage. 

Overview 

  • Global Acceptance: The card is accepted at millions of merchant outlets worldwide, making it a versatile companion for both domestic and international travel. 

  • Add-on Cards: Cardholders can issue supplementary cards to family members aged 18 years and above at no additional cost, allowing them to share the benefits and earn miles collectively. 

  • Cash Withdrawals: Access cash from ATMs globally through the Visa or Mastercard network, providing financial flexibility whilst travelling. 

  • Utility Bill Payments: Settle electricity, mobile, and other utility bills conveniently using the Easy Bill Pay facility, though these transactions typically do not earn reward miles. 

  • Balance Transfer on EMI: Transfer outstanding balances from other banks' credit cards at lower interest rates and repay in manageable instalments, offering financial relief. 

  • Flexipay: Convert purchases of ₹2,500 or more into easy monthly instalments within 30 days of the transaction, helping manage large expenses efficiently. 

Rewards and Benefits 

Earning KrisFlyer Miles 

  • 5 Miles per ₹200: Cardholders earn 5 KrisFlyer miles for every ₹200 spent on: 

  • 2 Miles per ₹200: Accumulate 2 KrisFlyer miles for every ₹200 spent on all other transactions, including domestic purchases. 

Generous Welcome Bonus 

  • 3,000 KrisFlyer Miles: Cardholders receive 3,000 bonus KrisFlyer miles upon payment of the joining fee, which are credited to the KrisFlyer account within 60 days of card issuance. 

Milestone Benefits 

  • Annual Spend of ₹3 Lakh: Earn 3,000 bonus KrisFlyer miles upon reaching annual spends of ₹3 lakh.  

Airport Lounge Access 

  • Domestic Lounges: Enjoy 1 complimentary visits to domestic airport lounges across India quarterly. 

  • International Lounges: Access 4 international airport lounges per year through the Priority Pass membership programme. 

Comprehensive Insurance Coverage 

  • Air Accident Insurance: The card provides ₹1 crore air accident cover when the flight ticket is purchased using the KrisFlyer SBI Credit Card. 

  • Lost Baggage Insurance: Benefit from ₹1 lakh coverage for lost, stolen, or damaged checked-in baggage during air travel. 

  • Fraud Liability Cover: Enjoy protection of up to ₹1 lakh against unauthorised transactions made on the card. 

Fuel Surcharge Waiver 

  • 1% Waiver: Cardholders receive a 1% fuel surcharge waiver on transactions between ₹500 and ₹4,000 at fuel stations across India. 

  • Maximum Benefit: The maximum fuel surcharge waiver is capped at ₹250 per statement cycle. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.   

Fees & Charges of KrisFlyer SBI Credit Card

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹2,999 + GSTOne-time charge when the card is issued.
Annual Fee₹2,999 + GSTCharged every year.
Add-on Card Fee₹0No charge for supplementary cards for family members.
Fuel Surcharge1% on transactions between ₹500- ₹4,000Maximum benefit of ₹250 per statement cycle at fuel stations.

Eligibility Criteria for KrisFlyer SBI Credit Card

Requirements to apply for this card
CriteriaDetails
Age
Minimum 21 to 65 years
Residency Status
Be an Indian resident
Occupation
Salaried / Self-Employed
Membership Requirement
Have a KrisFlyer membership
Other Criteria
Regular source of income, good credit score, valid PAN card, valid Aadhaar card or any government-issued address proof, existing KrisFlyer membership (can be created during application)

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofPAN Card, Aadhar, Passport or govt.issued ID
Address ProofAadhaar Card, Utility Bills, Bank Statement, Passport or any valid government-issued address proof
Income ProofSalary slip, Income Tax Return (ITR), or other relevant documents as per bank policy

How To Apply for KrisFlyer SBI Credit Card

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your KrisFlyer SBI Credit Card will be delivered to your registered address.

How To Use the KrisFlyer SBI Credit Card

Tips to maximize your card benefits
Usage TipsDetails
Maximise Miles Earning
Use the card for all Singapore Airlines Group bookings and international transactions to earn 5 miles per ₹200.
Link KrisFlyer Account
Ensure the KrisFlyer membership number is correctly linked to the credit card to receive miles credits.
Track Miles
Monitor miles accumulation through the Singapore Airlines KrisFlyer portal or mobile app.
Plan Redemptions
Book award flights during off-peak seasons for better availability and lower mileage requirements.
Utilise Lounge Access
Carry the Priority Pass card and credit card whilst travelling to access complimentary airport lounges.
Set Up Alerts
Enable transaction alerts through the SBI Card mobile app to stay informed about spending and miles earning.

Things To Know

Important information about this card
  • Ensure possession of a valid KrisFlyer membership number before applying, or create one during the application process.
  • Check credit score before applying; a score of 750 or above increases approval chances.
  • Understand the annual fee structure; unlike many other cards, the KrisFlyer SBI Credit Card does not offer annual fee waivers based on spending.
  • Familiarise oneself with the KrisFlyer miles earning structure and redemption options to maximise value.
  • Know the payment due dates to avoid late fees, interest charges, and potential impact on the credit score.
  • Review the comprehensive insurance coverage terms and conditions to understand claim processes.

The KrisFlyer SBI Credit Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for Singapore Airlines bookings to maximise miles earning
  • Pay the credit card bill on time to avoid interest charges
  • Track KrisFlyer miles regularly and plan redemptions strategically
  • Utilise complimentary lounge access during travels
  • Use the card for international transactions to earn accelerated miles
  • Keep travel insurance documents handy whilst travelling

Don't

  • Avoid overspending beyond repayment capacity just to earn miles
  • Do not miss the minimum payment deadline
  • Ignore linking the KrisFlyer account properly to the credit card
  • Share card details or KrisFlyer account information with untrusted sources
  • Use the card for cash advances unless absolutely necessary
  • Forget to carry both the credit card and Priority Pass for lounge access

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on KrisFlyer SBI Credit Card

Common questions about this credit card

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