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KrisFlyer SBI Card Apex

KrisFlyer SBI Card Apex

The premium miles card for Singapore Airlines loyalists

Lounge Access

Lounge Access

International & Domestic Airport Lounge Visits

Welcome Bonus

Welcome Bonus

Welcome Bonus of 10,000 KrisFlyer Miles

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Key Highlights

Important benefits and features of this credit card
BenefitDetails
Accelerated Miles EarningEarn 10 KrisFlyer miles per ₹200 spent on Singapore Airlines Group and 6 miles per ₹200 on other spends.
Welcome BonusReceive 10,000 KrisFlyer miles upon first transaction within 60 days of card issuance.
Milestone BenefitsGet 10,000 bonus miles on ₹5 lakh annual spend and 3,000 bonus miles on ₹10 lakh spend.
Elite Gold MembershipUnlock KrisFlyer Elite Gold tier membership for one year on ₹7.5 lakh Singapore Airlines spend.
Complimentary Lounge Access2 domestic and 8 international lounge visits annually, plus Priority Pass membership valid for 2 years.
Comprehensive InsuranceAir accident cover of ₹3.5 crore, baggage loss/delay cover of ₹1 lakh, and fraud loss cover of ₹10 lakh.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderSBI Card & Payment Services Ltd.
Bank / Non-bankBank-affiliated
CategoryTravel / Premium Miles Card
Type of CardVisa
Free or Paid₹9,999 +Taxes Annually

What This Card Is Best For

The KrisFlyer SBI Card Apex is designed for frequent travellers who regularly fly with Singapore Airlines and its partner carriers. This premium co-branded credit card enables cardholders to earn KrisFlyer miles on every purchase, which can be redeemed for flights with Singapore Airlines, Scoot, and Star Alliance partners. With its accelerated rewards on Singapore Airlines bookings, milestone benefits including elite tier upgrades, and comprehensive travel insurance, this card suits high-spending travellers seeking to maximise their loyalty programme benefits. 

Overview 

  • Global Acceptance: The card is accepted at over 24 million outlets worldwide, including 325,000 in India, providing flexibility for both domestic and international purchases. 

  • Add-on Cards: Family members above 18 years can receive supplementary cards, allowing them to share the card's benefits. 

  • Cash Withdrawals: Access cash from over 1 million Visa ATMs, including 18,000 ATMs in India. 

  • Utility Bill Payments: Settle electricity, mobile, and other utility bills conveniently using the Easy Bill Pay facility. 

  • Balance Transfer on EMI: Transfer outstanding balances from other banks at competitive interest rates and repay in easy instalments. 

  • Flexipay: Convert purchases of ₹2,500 or more into monthly instalments within 30 days of purchase. 

Rewards and Benefits 

Earning KrisFlyer Miles 

  • 10 KrisFlyer Miles per ₹200: Accelerated earning on Singapore Airlines Group spends. 

  • 6 KrisFlyer Miles per ₹200: On all other retail spends including international transactions. 

Welcome Bonus 

  • 10,000 KrisFlyer Miles: Awarded upon making the first transaction within 60 days of card issuance and payment of the joining fee. 

Milestone Benefits 

  • ₹5 Lakh Annual Spend: Receive 10,000 bonus KrisFlyer miles. 

  • ₹10 Lakh Annual Spend: Receive an additional 3,000 KrisFlyer miles. 

  • ₹7.5 Lakh Singapore Airlines Spend: Unlock KrisFlyer Elite Gold tier membership for one year. 

Lounge Access 

  • Domestic Lounges: 2 complimentary visits per year at select airports across India. 

  • International Lounges: 8 complimentary visits per year. 

  • Priority Pass Membership: Complimentary membership valid for the first 2 years only for primary cardholders. After the complimentary period, a usage fee of up to $27 plus applicable taxes applies per visit. 

Fuel Surcharge Waiver 

  • 1% Waiver: On fuel transactions between ₹500 and ₹4,000 at petrol pumps across India. 

  • Maximum Benefit: Capped at ₹250 per statement cycle. 

Insurance Coverage 

  • Air Accident Cover: ₹3.5 crore coverage for accidents during air travel. 

  • Baggage Loss/Delay: Up to ₹1 lakh coverage. 

  • Fraud Loss Cover: Up to ₹10 lakh protection against unauthorised transactions. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice. 

Fees & Charges of KrisFlyer SBI Card Apex

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹9,999 + GSTOne-time charge when the card is issued.
Annual Fee₹9,999 + GSTCharged every year.
Add-on Card Fee₹0No charge for supplementary cards for family members.
Fuel Surcharge Waiver1% on transactions between ₹500–₹4,000Maximum benefit of ₹250 per statement cycle.

Eligibility Criteria for KrisFlyer SBI Card Apex

Requirements to apply for this card
CriteriaDetails
Minimum Age
Applicant should be at least 21 years old
Maximum Age
Age limit generally extends up to 70 years
Employment Type
Open to salaried individuals and self-employed professionals
Additional Requirements
A stable income source, along with a healthy credit history and score

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofAadhaar Card, PAN Card, Passport, Voter ID, Driving Licence, Overseas Citizen of India (OCI) Card, Person of Indian Origin (PIO) Card, Job Card issued under NREGA, Letters from UIDAI, or any other valid government-issued photo identification.
Address ProofAadhaar Card, Passport, Driving Licence, Utility bill (issued within the last 3 months), Ration Card, Property registration papers, PIO Card, Job Card under NREGA, Bank account statement, or any other officially recognised address document.
Income ProofMost recent salary slips (from the last 1–2 months), latest Form 16, or bank statements for the previous three months.

How To Apply for KrisFlyer SBI Card Apex

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your KrisFlyer SBI Card Apex will be delivered to your registered address.

How To Use the KrisFlyer SBI Card Apex

Tips to maximize your card benefits
Usage TipsDetails
Maximise Miles
Use the card for Singapore Airlines bookings to earn 10 KrisFlyer miles per ₹200.
Redeem Miles
Log into the Singapore Airlines website to redeem accumulated miles for flights, upgrades, and hotel stays.
Track Spending
Monitor spending and miles accumulation through the SBI Card mobile app or online portal.
Set Up Alerts
Enable transaction alerts to stay informed about spending and miles earning.
Plan Milestone Spends
Strategise annual spending to unlock milestone benefits and elite tier upgrades

Things To Know

Important information about this card
  • Ensure a valid KrisFlyer membership before applying, as it's mandatory for this card.
  • Check credit score before applying; a score of 750 or above increases approval chances.
  • Understand that the annual fee of ₹9,999 + GST has no waiver option.
  • Familiarise yourself with the miles earning structure and exclusions.
  • Note that Priority Pass membership is complimentary only for the first 2 years.

The KrisFlyer SBI Card Apex is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for Singapore Airlines bookings to maximise miles
  • Link KrisFlyer membership number immediately after card issuance
  • Plan annual spending to achieve milestone benefits
  • Track miles regularly through Singapore Airlines website
  • Utilise lounge access before travelling

Don't

  • Avoid spending on excluded categories like fuel, utilities, and wallet loads
  • Do not let miles expire; redeem or use them before they expire
  • Avoid international spends unless necessary due to high forex markup
  • Do not miss linking transactions to KrisFlyer account
  • Avoid applying without KrisFlyer membership

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on KrisFlyer SBI Card Apex

Common questions about this credit card

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