A platinum experience that rewards your lifestyle, every day.
₹3,000 e-gift voucher from top brands
2 reward points per ₹100 spent
Complimentary Priority Pass membership
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Gift | Receive an e-gift voucher worth ₹3,000 from brands like Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop, or Yatra.com upon payment of the annual fee. |
| Reward Points | Earn 2 reward points per ₹100 spent on all retail purchases, providing consistent value across all spending categories. |
| Renewal Gift | Get e-vouchers worth ₹3,000 as a renewal gift on crossing spends of ₹2 lakhs in the previous year. |
| Priority Pass Membership | Complimentary Priority Pass membership for access to international airport lounges worldwide. |
| Fuel Surcharge Waiver | Fuel surcharge waiver available with a maximum benefit of ₹250 per statement cycle. |
| Insurance Cover | Air accident liability cover of ₹50 lakhs and fraud liability cover of ₹1 lakh. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Karur Vysya Bank in partnership with SBI Card & Payment Services Ltd. |
| Bank / Non-bank | Bank-affiliated |
| Category | Rewards / Lifestyle |
| Type of Card | Visa / Mastercard / RuPay |
| Free or Paid | ₹2,999 Annually +Taxes |
The Karur Vysya Bank SBI Platinum Credit Card is designed for neo-affluent customers who aspire for luxury and seek greater value from their credit card spending. This card is particularly suitable for individuals who desire consistent rewards across all spending categories without complex tier systems. With a flat 2 reward points per ₹100 spent on all retail purchases, milestone benefits, and travel privileges including Priority Pass membership, the card provides comprehensive benefits for those seeking an uncomplicated yet rewarding credit card experience.
Global Acceptance: The card is accepted at over 2 million Visa outlets worldwide and over 2,85,000 outlets in India
Cash Withdrawals: Access to cash anytime from over 1 million Visa ATMs globally.
Utility Bill Payments: The Easy Bill Pay facility allows convenient settlement of electricity, mobile, telephone, insurance, and other utility bills directly through the credit card.
Balance Transfer on EMI: Outstanding balances from other banks' credit cards can be transferred to this card at lower interest rates, with repayment through easy EMIs. Cardholders can access this facility by logging onto sbicard.com.
Flexipay: Purchases of ₹2,500 or more can be converted into monthly instalments within 30 days of transaction by logging onto sbicard.com.
Add-on Cards: Cardholders can provide supplementary cards to family members (spouse, children, parents, or siblings above 18 years of age) at no additional cost.
2 Reward Points: Cardholders earn 2 reward points per ₹100 spent on all retail purchases, providing a consistent reward rate across all spending categories.
Accumulated reward points can be redeemed through various channels:
Gift Vouchers: Exchange points for vouchers from partner brands through the rewards catalogue.
Merchandise: Redeem points for products from the exclusive rewards catalogue offered by SBI Card.
Cardholders can browse the rewards catalogue on the SBI Card website or mobile app to select preferred redemption options. The accumulated reward points can be used to pay credit card dues or redeemed against a wide range of gifts.
E-Gift Voucher: New cardholders receive an e-gift voucher worth ₹3,000 upon payment of the annual fee. An SMS is sent within 21 working days of annual fee payment to select the preferred voucher from brands including Bata/Hush Puppies, Aditya Birla Fashion, Westside, Shoppers Stop, or Yatra.com.
Redemption: The selected e-gift voucher is sent to the registered mobile number or email address within 5 days of the request. The voucher can be redeemed by showing the code at respective brand stores or online during purchase.
Priority Pass Membership: Complimentary Priority Pass membership is provided, valid for 2 years. Only primary cardholders are eligible for Priority Pass membership.
Lounge Access: Cardholders can access international airport lounges worldwide using the Priority Pass.
Usage: To avail the offer, cardholders must present the Karur Vysya Bank SBI Platinum Credit Card at the respective lounges along with the Priority Pass card.
Fuel Surcharge Waiver: The card offers fuel surcharge waiver at petrol pumps across India, providing savings on fuel purchases.
Maximum Benefit: A maximum surcharge waiver of ₹250 can be availed per statement cycle per card account.
Air Accident Cover: Complimentary air accident liability cover of ₹50 lakhs is provided to cardholders.
Fraud Liability Cover: The card includes fraud liability cover of ₹1 lakh, valid for a period of 48 hours prior to reporting of loss and up to 7 days post reporting of loss.
Claim Process: Cardholders must immediately report loss or theft by calling the SBI Card helpline at 1860 180 1290 or 39 02 02 02 (with local STD code prefix) to initiate the claim process.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹2,999 + GST | One-time charge when the card is issued. |
| Annual Fee | ₹2,999 + GST | Charged every year. Waived if annual spends are ₹10,00,000 or more. |
| Add-on Card Fee | ₹0 | No charge for supplementary cards for family members. |
| Criteria | Details |
|---|---|
Age (Primary Cardholder) | Minimum 21 years, maximum 65 years |
Age (Add-on Cardholder) | Above 18 years |
Residency | Resident of India |
Occupation | Salaried / Self-Employed / Business Owners |
Income | Minimum annual income of ₹8 lakh and above or as per bank's assessment |
Credit Score | Good credit score (750 or above recommended) for higher approval chances |
Other Criteria | Regular source of income, valid PAN card, valid Aadhaar card or government-issued address proof |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card, Aadhaar Card, Passport, or Voter ID |
| Address Proof | Aadhaar Card (with first 8 digits masked), Passport, Driving Licence, Voter ID, or any utility bill |
| Income Proof | Latest salary slips (for salaried), bank statements, Form 16, or Income Tax Return (ITR) copy |
| Photographs | Passport-size colour photographs |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Submit Your Application: Review all the details and click Submit.
Approval & Card Delivery: Once approved, your Karur Vysya Bank SBI Platinum Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Consistent Rewards | Use the card for all retail purchases to earn 2 reward points per ₹100, providing a steady return across all categories. |
Achieve Renewal Gift | Ensure annual spending of ₹2 lakhs to receive the ₹3,000 renewal e-gift voucher from partner brands. |
Utilise Priority Pass | Use the Priority Pass membership when travelling internationally to access airport lounges. |
Redeem Rewards Strategically | Redeem accumulated points for statement credit by calling customer care or select items from the rewards catalogue. |
Use Flexipay for Large Purchases | Convert purchases above ₹2,500 into EMIs within 30 days through the Flexipay facility by logging onto sbicard.com. |
Leverage Fuel Savings | Make fuel purchases to benefit from the fuel surcharge waiver. |
Monitor Monthly Cap | Track reward point accumulation to stay within the 7,500 monthly cap for optimal point accrual. |
Set Up Bill Payments | Utilise the Easy Bill Pay facility or standing instructions to pay utility bills conveniently through the card. |
Enable Transaction Alerts | Contact customer care to enable SMS and email alerts to stay informed about spending and prevent fraud. |
The Karur Vysya Bank SBI Platinum Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
No comments yet. Be the first.