The lifetime free rewards card for Amazon shoppers
5% cashback for Prime members on Amazon.in
Lifetime free with no joining or annual fee
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| Benefit | Details |
|---|---|
| Prime Member Rewards | Earn 5% cashback on Amazon.in purchases for Prime members and 3% for non-Prime members. |
| Partner Merchant Cashback | Get 2% cashback on transactions made through Amazon Pay at over 100+ partner merchants. |
| Lifetime Free Card | No joining fee and no annual fee, making it a completely free credit card for life. |
| Fuel Surcharge Waiver | 1% fuel surcharge waiver at all petrol pumps across India with no minimum or maximum transaction limit. |
| Culinary Treats Programme | Enjoy discounts at partner restaurants under the Culinary Treats programme. |
| Attribute | Classification |
|---|---|
| Issuer / Provider | ICICI Bank Ltd. |
| Bank / Non-bank | Bank-affiliated |
| Category | Cashback / Online Rewards |
| Type of Card | Rupay |
| Free or Paid | Lifetime Free (₹0 joining and annual fee) |
The Amazon Pay ICICI Credit Card is an ideal choice for frequent Amazon shoppers and those who regularly use Amazon Pay for everyday transactions. Designed as a co-branded offering between ICICI Bank and Amazon, this card delivers straightforward cashback rewards on purchases made through Amazon.in and Amazon Pay partner merchants. With no joining fee, no annual fee, and a simple reward structure, the card caters to users seeking hassle-free benefits without complicated reward point conversions.
Global Acceptance: The card is accepted worldwide, including online and offline outlets across India and internationally.
Contactless Payments: Equipped with contactless technology, the card enables quick and secure tap-and-pay transactions at compatible terminals.
Cash Withdrawals: Cardholders can withdraw cash from any Visa-enabled ATM globally, though cash advance charges apply as per the bank's terms.
Amazon Pay Integration: The card integrates seamlessly with Amazon Pay, allowing users to earn rewards on utility bill payments, recharges, and merchant transactions through the Amazon Pay network.
Instant Reward Credit: Cashback earned is credited directly to the cardholder's Amazon Pay balance within two working days of statement generation, enabling immediate use for future purchases.
EMI Conversion: Large purchases can be converted into easy monthly instalments through ICICI Bank's FlexiPay facility, subject to applicable terms.
5% Cashback for Prime Members: Amazon Prime members earn 5% cashback on all eligible purchases made on Amazon.in, maximising savings on everything from electronics to groceries.
3% Cashback for Non-Prime Members: Non-Prime members receive 3% cashback on Amazon.in purchases, still offering substantial rewards for regular shoppers.
2% Cashback on Partner Merchants: Transactions made through Amazon Pay at over 100 partner merchants, including restaurants, grocery stores, petrol pumps, and utility providers, earn 2% cashback.
1% Cashback on Other Spends: All other transactions, including offline and non-partner merchant purchases, earn 1% cashback, ensuring rewards on every spend.
Note: Cashback is credited as Amazon Pay balance and can be used for purchases on Amazon.in or transactions through Amazon Pay.
Shopping on Amazon: Use the balance to pay for products, reducing out-of-pocket expenses.
Bill Payments: Pay utility bills, mobile recharges, and DTH subscriptions through Amazon Pay.
Partner Merchant Transactions: Spend at Amazon Pay partner outlets for everyday needs.
Note: Amazon Pay balance does not expire and remains available for use indefinitely.
Lifetime Free Card: Unlike many credit cards that charge joining or renewal fees, the Amazon Pay ICICI Credit Card is entirely free for life. There are no hidden charges for card issuance or annual maintenance, making it accessible to a wide range of users.
1% Fuel Surcharge Waiver: Cardholders receive a 1% waiver on fuel surcharges at all petrol pumps across India.
No Transaction Limits: The waiver applies to all fuel transactions, with no minimum or maximum spend requirement, providing consistent savings on petrol and diesel purchases.
Dining Discounts: Cardholders enrolled in the Culinary Treats programme enjoy a minimum reward points of 1% at participating partner restaurants across India. This benefit adds value for those who frequently dine out or order food from partner establishments.
Enhanced International Transactions: ICICI Bank has reduced the foreign exchange markup on the Amazon Pay ICICI Credit Card to 1.99%, making it more cost-effective for international travel and overseas online shopping compared to standard cards.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹0 | No charge when the card is issued. |
| Annual Fee | ₹0 | No annual maintenance fee; the card is lifetime free. |
| Add-on Card Fee | ₹0 | No charge for supplementary cards issued to family members. |
| Late Payment Fee | ₹0 to Up to ₹1,200 | Varies based on outstanding amount |
| Criteria | Details |
|---|---|
Age (Primary Cardholder) | Minimum 21 years |
Occupation | Salaried / Self-Employed |
Minimum Income (Salaried Individuals) | ₹20,000 per month |
Minimum Income (Self Employed Applicants) | ₹3,60,000 annual income |
Credit Score | Good credit score preferred (typically 750+) |
Other Criteria | Valid PAN card, Aadhaar card or government-issued address proof, and a regular source of income. |
| Document Type | Details |
|---|---|
| Identity Proof | Accepted identity proofs include Aadhaar Card, PAN Card, Voter ID, Passport, Driving Licence, NREGA Job Card, Overseas Citizen of India Card, Government-approved ID proof, and UIDAI-issued letter. |
| Address Proof | Accepted address proofs include Electricity Bill, Water Bill, Ration Card, NREGA Job Card, Property Registration Document, Recent Utility Bill (within 3 months), Bank Account Statement, and Government-approved Address Proof. |
| Income Proof | Accepted income proofs include Salary Slips (not older than 3 months), Latest Form 16, and Bank Statement for the last 3 months. |
Click on Apply Now: Hit the 'Apply Now' button to start your application.
Fill in Your Detail: Enter your personal, contact, and financial details in the application form.
Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.
Submit Your Application: Review all the details and click Submit.
Approval & Card Delivery: Once approved, your Amazon Pay ICICI Credit Card will be delivered to your registered address.
| Usage Tips | Details |
|---|---|
Maximise Cashback on Amazon | Use the card for all purchases on Amazon.in to earn 5% (Prime) or 3% (non-Prime) cashback. |
Shop at Partner Merchants | Pay through Amazon Pay at partner outlets to earn 2% cashback on everyday expenses. |
Pay Utility Bills | Use Amazon Pay for mobile recharges, bill payments, and DTH subscriptions to accumulate cashback. |
Track Cashback | Monitor cashback earnings through the ICICI Bank mobile app or net banking portal. |
Set Up Alerts | Enable SMS and email alerts to stay informed about transactions and cashback credits. |
The Amazon Pay ICICI Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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