An advantageous fashion and lifestyle credit card
2,000 reward points worth ₹500
10 reward points per ₹100 spent
Enter your details to get started
| Benefit | Details |
|---|---|
| Welcome Benefit | Get 2,000 reward points worth ₹500 on payment of annual fees (credited within 60 days). |
| Aditya Birla Group Brands | Earn 10 reward points per ₹100 spent on mass and premium brands of the Aditya Birla Group. |
| Dining, Entertainment & Hotels | Get 5 reward points per ₹100 spent on dining, entertainment & hotels. |
| Milestone Benefits | Earn 2,000 reward points on annual spends of ₹1 lakh and an additional 2,000 reward points on annual spends of ₹1.5 lakh. |
| Fuel Surcharge Waiver | Enjoy freedom from paying a 1% fuel surcharge across all petrol pumps in India on transactions up to ₹3,000 (maximum waiver of ₹100 per statement cycle). |
| Lounge Benefits | Get 4 complimentary visits to domestic Visa lounges in India per calendar year (maximum 1 visit per quarter). |
| Attribute | Classification |
|---|---|
| Issuer / Provider | SBI Cards and Payment Services Limited |
| Bank / Non-bank | Bank-affiliated |
| Category | Lifestyle & Fashion Credit Card |
| Type of Card | Credit Card (Visa) |
| Free or Paid | ₹499 Annual Fee |
The Aditya Birla SBI Card is a lifestyle credit card launched in collaboration with Aditya Birla Finance Ltd. It targets fashion-conscious shoppers who frequently purchase from Aditya Birla Group brands like Pantaloons, Louis Philippe, Van Heusen, Allen Solly, and Peter England. With 10 reward points per ₹100 at Aditya Birla stores and 5 points per ₹100 on dining and entertainment, plus milestone benefits and a fuel surcharge waiver, it's ideal for those seeking enhanced rewards on lifestyle spending at an affordable annual fee of ₹ 499.
Co-branded Partnership: Launched by SBI Card in collaboration with Aditya Birla Finance Ltd (ABFL), the lending subsidiary of Aditya Birla Capital Ltd.
Lifestyle Focus: Designed for fashion and lifestyle spending with enhanced rewards on Aditya Birla Group brands.
Visa Platform: Available on the Visa platform with global acceptance.
Reward Points: Earn accelerated reward points on Aditya Birla brands, dining, entertainment, and hotels.
Milestone Benefits: Earn bonus reward points on reaching annual spending milestones.
Lounge Access: 4 complimentary domestic Visa lounge visits per year.
Aditya Birla Group Brands: Earn 10 reward points per ₹100 spent on mass and premium brands of the Aditya Birla Group, including:
Pantaloons
Louis Philippe
Van Heusen
Allen Solly
Peter England
American Eagle
Forever 21
The Collective
Simon Carter
Ralph Lauren
Hackett London
Ted Baker
Fred Perry
Vodafone-Idea
Aditya Birla Fashion Retail and Online Stores: Earn 20 reward points for every ₹100 spent on Aditya Birla Fashion Retail and Online Stores.
Dining, Entertainment & Hotels: Get 5 reward points per ₹100 spent.
Redemption Platform: Reward points accrued can be redeemed at the SBI Cards - Shop n Smile Catalogue.
Redemption Fee: A ₹99 fee applies for reward redemption.
2,000 Reward Points: Get 2,000 reward points worth ₹500 on payment of annual fees.
Credit Timeline: Reward points will be credited to the cardholder's account within 60 days of the annual fee payment.
First Milestone: Get 2,000 reward points on annual spends of ₹1 lakh.
Second Milestone: Get an additional 2,000 reward points on annual spends of ₹1.5 lakh.
Total Milestone Rewards: Earn up to 4,000 bonus reward points annually by reaching spending milestones.
1% Fuel Surcharge Waiver: Enjoy freedom from paying 1% fuel surcharge across all petrol pumps in India on transactions up to ₹3,000, exclusive of GST and other charges.
Maximum Waiver: Maximum fuel surcharge waiver of ₹100 per statement cycle per credit card account.
Domestic Lounge Access: Avail up to 4 complimentary visits to domestic Visa lounges in India per calendar year.
Visit Frequency: Maximum 1 lounge visit per quarter.
Flexipay Facility: Convert purchases of more than ₹500 into EMIs for easier repayment.
Balance Transfer on EMI: Transfer balances from other cards to this card and pay at a lower interest rate through EMI.
Easy Bill Pay: Ensure you never forget to pay utility bills on time with the Easy Bill Pay facility. Pay electricity, insurance, and telephone bills before the due date.
ATM Cash Withdrawal: Access cash from any Visa ATM 24 hours a day.
Add-on Cards: Complimentary add-on cards are available for family members.
Contactless Payment: Pay up to ₹5,000 using the contactless payment mode. For payments above ₹5,000, you need to swipe the credit card.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing, but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹499 + GST | One-time charge when the card is issued. |
| Annual Fee | ₹499 + GST | Charged every year. |
| Finance Charges | 3.50% per month | Interest charged on outstanding balances (42% per annum). |
| Add-on Card Fee | ₹0 | No charge for supplementary cards. |
| Cash Advance Fee | Varies | Charges apply for cash withdrawals against the credit limit. |
| Late Payment Charges | Varies | Based on the outstanding amount, the minimum ₹450. |
| Payment Dishonour Fee | 2% of payment amount | Minimum of ₹450. |
| Over Limit Fee | 2.5% of over-limit amount | Minimum of ₹600. |
| Foreign Currency Markup | 3.50% | Charged on all international transactions plus applicable GST. |
| Rewards Redemption Fee | ₹99 | Charged for redemption of rewards. |
| Statement Request | ₹100 per statement | For statements more than 2 months old. |
| Cash Payment Fee | ₹250 | For cash payments at the bank. |
| Cheque Payment Fee | ₹100 | For cheque payments. |
| Criteria | Details |
|---|---|
Age (Minimum) | 18 years and above |
Nationality | Indian citizen |
Employment Status | Salaried or self-employed |
Credit Score | A good credit score increases the chances of eligibility |
| Document Type | Details |
|---|---|
| Identity Proof | PAN Card (mandatory), Aadhaar Card, Voter ID, Passport, Driving Licence |
| Address Proof | Aadhaar Card, Voter ID, Passport, Utility Bills, Bank Statements |
| Income Proof | Salary Slip, Form 16, IT Returns, Bank Statements |
Visit the official website of SBI Card or Aditya Birla Capital and navigate to the card's page.
Fill out the application form with your personal, contact, and financial details.
Submit required documents including PAN Card (mandatory), identity proof, address proof, and income proof.
Review all the details and submit your application.
Once approved, your Aditya Birla SBI Card will be delivered to your registered address. You can also call SBI Card helpline at 39 02 02 02 (prefix local STD code) or 1860 180 1290 for assistance.
| Usage Tips | Details |
|---|---|
Shop at Aditya Birla Brands | Maximise rewards by shopping at Aditya Birla Group brands to earn 10 reward points per ₹100. |
Use at Fashion Retail Stores | Shop at Aditya Birla Fashion Retail and online stores to earn 20 reward points per ₹100. |
Dine and Entertain | Use the card for dining, entertainment, and hotel bookings to earn 5 reward points per ₹100. |
Target Milestone Spends | Aim for ₹1 lakh and ₹1.5 lakh annual spends to earn 4,000 bonus milestone reward points. |
Fuel Wisely | Fuel at any petrol pump in India with transactions up to ₹3,000 to avail a 1% surcharge waiver (max. ₹100/month). |
Use Lounge Access | Access 4 complimentary domestic Visa lounges per year (1 per quarter) for comfortable travel. |
Redeem at Shop n Smile | Redeem accumulated reward points at SBI Cards' Shop n Smile Catalogue for products and vouchers. |
Convert to EMI | Use Flexipay to convert purchases above ₹500 into EMIs for better cash flow management. |
Transfer Balances | Transfer high-interest balances from other cards and pay at lower interest rates through EMI. |
Set Up Auto-Pay | Use Easy Bill Pay to automatically pay electricity, insurance, and telephone bills on time. |
Use Contactless Payments | Pay up to ₹5,000 using contactless mode for faster, safer transactions. |
Add Family Members | Issue complimentary add-on cards to family members to extend benefits. |
The Aditya Birla SBI Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
No comments yet. Be the first.