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MakeMyTrip ICICI Bank Signature Credit Card

MakeMyTrip ICICI Bank Signature Credit Card

The premium travel card for the devoted holiday goer

Cashback

Cashback

Earn Up to 5,100 MyCash on Annual Milestone Spends

Lounge Access

Lounge Access

Complimentary Domestic Airport Lounge Access

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Key Highlights

Important benefits and features of this credit card
BenefitDetails
Exclusive Travel RewardsEarn up to 4 MyCash per ₹200 spent on hotels/holidays on MakeMyTrip.
Premium MembershipReceive a complimentary MMTBLACK Platinum Tier Membership, providing enhanced discounts and privileges.
Welcome GiftReceive a ₹2,500 MakeMyTrip holiday voucher upon paying the joining fee.
Milestone BenefitsAchieve 5,100 MyCash upon reaching annual spends of ₹5 lakhs (1,100 MyCash on ₹2.5 lakhs and 4,000 MyCash on ₹5 lakhs).
Lounge AccessEnjoy 8 complimentary domestic airport lounge visits per year and 1 complimentary railway lounge access quarterly, subject to a minimum spend in the preceding quarter.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderICICI Bank Ltd. in partnership with MakeMyTrip
Bank / Non-bankBank-affiliated
CategoryTravel / Lifestyle / Premium Rewards
Type of CardVisa
Free or Paid₹2,500 One-time Joining Fee + GST (Nil Annual Fee from the second year onwards)

What This Card Is Best For

The MakeMyTrip ICICI Bank Signature Credit Card is expertly crafted for the traveller who regularly books flights, hotels, and holiday packages through the MakeMyTrip platform. Its structure is designed to heavily reward loyalty to the platform, offering superior MyCash earning rates on travel purchases. The inclusion of the premium MMTBLACK Platinum Tier Membership elevates the travel experience with exclusive discounts, guaranteed upgrades, and dedicated customer support. Furthermore, the substantial complimentary lounge access and the generous joining bonus make this card an excellent choice for individuals seeking convenience and exceptional value on their frequent travels. 

Overview 

  • Worldwide Acceptance: Can be used internationally and provides access to 1,400+ airport lounges in 145+ countries through Priority Pass membership. 

  • Card Type: Co-branded credit card by ICICI Bank and MakeMyTrip, designed for frequent travellers. 

  • Target Users: Ideal for salaried and self-employed individuals seeking travel-focused benefits. 

  • Rewards: Earn MakeMyTrip myCash on all transactions, with extra rewards on hotel and flight bookings. 

  • Enhanced Security: Transactions abroad are secured with EMV-chip technology, ensuring safe international usage; note that a forex markup applies on foreign transactions. 

  • Travel Privileges: Provides domestic and international airport lounge access and select travel conveniences. 

  • Lifestyle Benefits: Offers fuel surcharge waivers and international transaction support for seamless spending abroad. 

  • Purpose: Enables users to combine travel perks with everyday spending rewards in a single card. 

Rewards and Benefits 

Earning MyCash Rewards 

  • Earn 4 MyCash per ₹200 spent on hotel and holiday bookings on MakeMyTrip. 

  • Earn 2 MyCash per ₹200 spent on flight bookings on MakeMyTrip. 

  • Earn 1.25 MyCash per ₹200 spent on domestic transactions outside of MakeMyTrip. 

Redeeming MyCash Rewards 

  • Travel Bookings: MyCash can be fully redeemed against flights, hotels, and holiday packages booked via the MakeMyTrip website or app. 

  • Vouchers: Points may also be redeemed for select partner brand vouchers through the available catalogue. 

Generous Welcome Bonus 

  • MyCash: Receive 1,500 MyCash upon payment of the one-time joining fee. 

  • Holiday Voucher: Cardholders receive a MakeMyTrip holiday voucher worth ₹2,500, which can be used against eligible holiday package bookings. 

  • MMTBLACK Platinum Membership: Complimentary enrolment into the exclusive MMTBLACK Platinum Tier Membership is provided, unlocking premium perks immediately. 

Milestone Benefits 

  • Annual Spend of ₹2.5 Lakhs: Receive an additional 1,100 MyCash. 

  • Annual Spend of ₹5 Lakhs: Receive a further 4,000 MyCash. 

Premium Travel & Lifestyle Privileges 

  • Domestic Airport Lounge Access: Enjoy 8 complimentary domestic airport lounge visits annually (2 per calendar quarter) for the primary cardholder, subject to a minimum qualifying spend in the preceding quarter. 

  • International Lounge Access: Complimentary Priority Pass Membership is provided, offering access to over 1,400 lounges globally. The card provides 1 complimentary international airport lounge visit per year for the primary cardholder. 

  • Railway Lounge Access: The cardholder is entitled to 1 complimentary railway lounge access per quarter at participating lounges across India. 

  • Movie Benefits: Cardholders are eligible for a 25% discount, up to ₹150, on the purchase of a minimum of two movie tickets on BookMyShow or INOX, twice a month. 

  • MMTBLACK Platinum Membership Perks: As a member, the cardholder gains access to various exclusive benefits, such as travel benefits, exclusive discounts on hotel bookings and more. 

Fuel Surcharge Waiver 

  • A 1% fuel surcharge waiver is provided on transactions between ₹400 and ₹4,000 at HPCL fuel stations, when the card is swiped on an ICICI Merchant Services terminal. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice. 

Fees & Charges of MakeMyTrip ICICI Bank Signature Credit Card

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹2,500 + GSTA one-time charge levied when the card is issued.
Annual Fee (2nd year onwards)NilThere is no annual renewal fee from the second year onwards.
Add-on Card Fee₹0No charge for supplementary cards for eligible family members.
Fuel Surcharge1% (waived)The 1% surcharge is waived on transactions between ₹400–₹4,000 at HPCL pumps.

Eligibility Criteria for MakeMyTrip ICICI Bank Signature Credit Card

Requirements to apply for this card
CriteriaDetails
Citizenship
Indian Resident
Age
Minimum 21 years
Occupation
Salaried or Self-Employed
Income
Minimum income of ₹75,000 is required for both salaried and self-employed individuals.
Credit Score
A strong credit score is recommended for a smooth application process.

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofDocuments such as PAN Card, Aadhaar Card, Passport could be submitted as valid identity proof.
Address ProofDocuments such as Aadhaar Card, Passport, Driving Licence, Utility Bills (recent) could be submitted as valid address proof.
Income ProofDocuments such as Latest Salary Slip, Income Tax Return (ITR) Vouchers, Form 16 (as per bank policy) could be submitted as valid icome proof.

How To Apply for MakeMyTrip ICICI Bank Signature Credit Card

Follow these simple steps to apply for this card
1

Step 1: Click on Apply Now: Hit the “Apply Now” button to start your application.

2

Step 2: Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Step 3: Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Step 4: Submit Your Application: Review all the details and click Submit.

5

Step 5: Approval & Card Delivery: Once approved, your MakeMyTrip ICICI Bank Signature Credit Card will be delivered to your registered address.

How To Use the MakeMyTrip ICICI Bank Signature Credit Card

Tips to maximize your card benefits
Usage TipsDetails
Maximise Travel Rewards
Always use the card for flight, hotel, and holiday bookings on MakeMyTrip to ensure you earn the highest MyCash rate.
Unlock Lounge Access
Monitor quarterly expenditure closely to ensure the minimum spend requirement is met to unlock the complimentary domestic airport lounge access benefit in the following quarter.
Redeem MyCash Effectively
Redeem accumulated MyCash (where 1 MyCash = ₹1) directly on MakeMyTrip bookings to offset the cost of future travel entirely.
Leverage MMTBLACK Perks
Utilise the exclusive MMTBLACK Platinum Membership privileges, such as guaranteed room upgrades and special discounts, during your travels.

Things To Know

Important information about this card
  • Note the ₹2,500 one-time joining fee and the excellent benefit of no annual fee from the second year onwards.
  • Understand that the complimentary MMTBLACK Platinum Tier Membership is a key component of the card's value proposition, providing benefits beyond the standard card features.
  • Be aware that the complimentary domestic lounge visits are linked to a minimum spend in the preceding calendar quarter. This is a crucial detail for ensuring access is available when needed.
  • MyCash earned through the card is valid for a period of one year, post-credit. Timely redemption is recommended to fully enjoy the rewards.
  • Ensure the minimum income requirements set by ICICI Bank are comfortably met to enhance the probability of application approval.
  • Verify the terms and conditions associated with the ₹2,500 MakeMyTrip holiday voucher, as it may carry minimum booking value requirements for redemption.

The MakeMyTrip ICICI Bank Signature Credit Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card for all travel bookings on MakeMyTrip to maximise MyCash rewards.
  • Pay the full statement balance by the due date to avoid high finance charges.
  • Actively redeem MyCash towards travel.
  • Utilise the 1% fuel surcharge waiver benefit regularly at eligible HPCL stations.
  • Leverage the MMTBLACK Platinum perks like upgrades and special offers during hotel stays.

Don't

  • Avoid using the card for cash advances as this incurs high fees and finance charges immediately.
  • Ignore the minimum spend requirements for domestic lounge access, which would result in forfeited access.
  • Share your card details or PIN with any untrusted sources or through non-secure communication channels.
  • Miss the payment due dates, as this can lead to substantial late payment fees and negatively impact your credit history.
  • Use the card for commercial or business purposes, as it is intended for personal expenditure only.

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on MakeMyTrip ICICI Bank Signature Credit Card

Common questions about this credit card

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