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Flipkart Axis Bank Credit Card

Flipkart Axis Bank Credit Card

The cashback card designed for smart online shoppers

Cashback

Cashback

7.5% cashback on Myntra

Rewards

Rewards

5% cashback on Flipkart & Cleartrip

Check Your Eligibility for This Card

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Key HighlightsCategorisationAbout This CardFees & ChargesEligibilityDocumentsHow to UseDos & Don'ts

Key Highlights

Important benefits and features of this credit card
BenefitDetails
High Cashback on Partner PlatformsEarn 7.5% cashback on Myntra, 5% on Flipkart and Cleartrip, and 4% on preferred partners including Swiggy, Uber, PVR, and Cult.fit.
Welcome BenefitsReceive activation benefits worth ₹350 which includes a Flipkart voucher worth ₹250 and a 50% discount up to ₹100 on the first Swiggy order.
Quarterly Cashback CapsCashback is capped at ₹4,000 per quarter for each merchant category (Myntra, Flipkart, Cleartrip) to ensure sustainable rewards.
Annual Fee StructureJoining fee of ₹500, with annual fee waived on spends of ₹3.5 lakh or more per year.
Fuel Surcharge Waiver1% fuel surcharge waiver on transactions between ₹400 and ₹4,000, with maximum savings of ₹400 per statement cycle.

Categorisation

Card classification and attributes
AttributeClassification
Issuer / ProviderAxis Bank
Bank / Non-bankBank
CategoryShopping / Cashback
Type of CardVisa
Free or Paid₹500 Annually (waived on spends over ₹3.5L)

What This Card Is Best For

The Flipkart Axis Bank Credit Card is tailored for individuals who frequently shop online, particularly on Flipkart, Myntra, and Cleartrip. This co-branded credit card rewards users with cashback on purchases across popular e-commerce platforms and lifestyle services. The card offers accelerated cashback rates on partner platforms such as Swiggy, Uber, PVR, and Cult.fit, making it suitable for those who combine online shopping with everyday lifestyle expenses.  

Overview 

  • High Online Cashback: The card offers elevated cashback on popular online platforms such as Flipkart, Myntra and Cleartrip, making it suitable for frequent online shoppers. 

  • Preferred Partner Benefits: Selected partner categories, including fashion, travel and lifestyle platforms, offer additional cashback rates that are higher than standard spends. 

  • Dining Privileges: Cardholders can benefit from dining discounts at participating restaurants under the bank’s dining programme, adding value for those who dine out regularly. 

  • Welcome Benefits: New users receive welcome benefits after completing their first transaction, providing an immediate reward on activation. 

  • Annual Fee Structure: The card comes with an annual fee that can be waived upon achieving the required yearly spending threshold, making it more cost-effective for active users. 

  • EMI Conversion Facility: Eligible purchases can be converted into EMIs, allowing users to manage large expenses more comfortably. 

Rewards and Benefits 

Earning Cashback 

  • 7.5% Cashback on Myntra: Cardholders earn 7.5% cashback on all purchases made on Myntra, with a quarterly cap of ₹4,000. This makes it particularly valuable for fashion and lifestyle shopping enthusiasts. 

  • 5% Cashback on Flipkart and Cleartrip: Enjoy 5% unlimited cashback on transactions at Flipkart and Cleartrip, each capped at ₹4,000 per quarter. This benefit covers both shopping and travel bookings. 

  • 4% Cashback on Preferred Partners: Earn 4% cashback on spends at preferred merchants including: 

  • Swiggy 

  • Uber 

  • PVR 

  • 1% Cashback on Other Spends: All other eligible transactions earn 1% cashback, providing baseline rewards across various categories. 

Welcome Benefits 

  • Flipkart Voucher: Receive a ₹250 Flipkart voucher on completing the first transaction within 30 days of card issuance (applicable only for paid cards with joining fee). 

  • Swiggy Discount: Get 50% off up to ₹100 on the first Swiggy order using the code "AXISFKNEW" (valid for first-time Swiggy users only). 

  • Total Welcome Benefits Value: ₹350 worth of activation benefits make the first-year fee virtually negligible. 

Fuel Surcharge Waiver 

  • 1% Waiver: Enjoy a 1% fuel surcharge waiver on transactions ranging between ₹400 and ₹4,000 at all fuel stations across India. 

  • Maximum Benefit: The maximum waiver is capped at ₹400 per statement cycle, providing consistent savings on fuel expenses. 

Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice. 

Fees & Charges of Flipkart Axis Bank Credit Card

All applicable fees for this credit card
Fee TypeAmountDetails
Joining Fee₹500 + GSTOne-time charge when the card is issued.
Annual Fee₹500 + GSTCharged every year. Waived if annual spends are ₹3,50,000 or more.
Add-on Card Fee₹0No charge for supplementary cards.

Eligibility Criteria for Flipkart Axis Bank Credit Card

Requirements to apply for this card
CriteriaDetails
Age
Minimum 18 years, maximum 70 years
Residency
Must be an Indian resident
Occupation
Salaried or Self-Employed
Credit Score
Generally 750 or above for better approval chances
Other Requirements
Valid PAN card, Aadhaar card or government-issued address proof

Required Documents

Documents needed for application
Document TypeDetails
Identity ProofPAN Card (mandatory)
Address ProofAadhaar Card (with first 8 digits masked), Driving Licence, Passport, Voter ID, or any valid government-issued address proof
Income ProofSalary slips, Form 16, Income Tax Return (ITR), or bank statements for the last 6 months

How To Apply for Flipkart Axis Bank Credit Card

Follow these simple steps to apply for this card
1

Click on Apply Now: Hit the 'Apply Now' button to start your application.

2

Fill in Your Detail: Enter your personal, contact, and financial details in the application form.

3

Upload Required Documents: Upload your PAN Card, Aadhaar/Address Proof, and Income Proof.

4

Submit Your Application: Review all the details and click Submit.

5

Approval & Card Delivery: Once approved, your Flipkart Axis Bank Credit Card will be delivered to your registered address.

How To Use the Flipkart Axis Bank Credit Card

Tips to maximize your card benefits
Usage TipsDetails
Maximise Cashback on Partner Platforms
Use the card for shopping on Flipkart, Myntra, and Cleartrip to earn the highest cashback rates of 5% to 7.5%.
Leverage Preferred Partner Benefits
Make payments on Swiggy, Uber, PVR, and Cult.fit to earn 4% cashback on lifestyle and entertainment expenses.
Monitor Quarterly Caps
Keep track of spending to ensure cashback is maximised within the ₹4,000 quarterly caps for each merchant category.
Utilise Dining Discounts
Take advantage of the Axis Bank Dining Delights programme for savings of up to 15% at partner restaurants.
Track Cashback Credits
Monitor the cashback credited to statements through the Axis Bank mobile app or online portal.
Set Up Transaction Alerts
Enable SMS or email alerts to stay informed about spending, cashback accumulation, and due dates.

Things To Know

Important information about this card
  • •Applicants generally need to meet the bank's minimum age criteria.
  • •Income requirements may vary depending on the applicant's profile and location.
  • •The bank may assess credit history to determine overall creditworthiness before approval.
  • •The card offers higher cashback on platforms like Flipkart and other selected partners.
  • •Cashback rates for offline purchases and other online spends are lower compared to partner-specific categories.
  • •Benefits may be capped monthly, so applicants should check applicable limits.
  • •The card typically carries a joining and annual fee, although fee waiver options may depend on yearly spending.
  • •Applicants should review the complete fee structure to understand ongoing costs.
  • •The card operates on the Visa network, making it widely accepted across merchants and online platforms.
  • •Applicants may need to provide identity, address, and income proof as per bank requirements.
  • •Existing Axis Bank customers may require fewer documents if KYC is already updated.
  • •Approval is subject to internal bank checks, including verification and credit score assessment.
  • •Applicants should review exclusions to understand where rewards may not apply.

The Flipkart Axis Bank Credit Card is designed for users who want to maximize their credit card benefits effectively.

Do's

  • Use the card on eligible merchants like Flipkart, Myntra, Swiggy, Uber and other preferred partners to maximise cashback.
  • Track quarterly cashback caps to plan high-value purchases within the eligible limits.
  • Use the card for regular online and offline purchases to earn base cashback wherever applicable.
  • Take advantage of available dining and lifestyle offers when provided by partner platforms.
  • Keep track of your annual spending if you aim for fee waivers or want to maximise value.

Don't

  • Do not expect cashback on excluded categories such as fuels, wallet reloads, and bill payments.
  • Avoid converting purchases into EMIs if you want cashback, since EMI transactions generally do not earn cashback.
  • Do not use the card for ATM cash withdrawals unless necessary, as they may involve separate charges and no cashback benefits.
  • Don't expect fuel transactions to provide cashback, as they are excluded from the benefits.
  • Do not assume that all transaction categories will earn cashback, as many categories are specifically excluded.

Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.

FAQs on Flipkart Axis Bank Credit Card

Common questions about this credit card

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