Experience luxury travel and lifestyle privileges with exceptional rewards
Up to 8% value on international spends via EDGE Miles transfer
Complimentary domestic and international airport lounges
₹10,000 hotel vouchers + 2,500 EDGE Miles renewed yearly
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| Benefit | Details |
|---|---|
| Premium Travel Rewards | Earn 1 EDGE Mile per ₹100 on domestic spends and 2 EDGE Miles per ₹100 on international purchases. Transfer at exceptional 1:4 ratio to travel partners |
| Welcome & Renewal Benefits | Receive ₹10,000 Taj/ITC Hotel vouchers and 2,500 EDGE Miles upon first transaction within 30 days. Benefits renew annually |
| Unlimited Lounge Access | Unlimited domestic and international airport lounge access for primary and add-on cardholders, plus 20 complimentary guest visits per calendar year |
| Taj Epicure Membership | Complimentary membership offering 25% off food and beverages, 20% off spa treatments, 25% off Qmin App orders, and 20% savings on room bookings |
| Golf Privileges | Eight complimentary golf rounds or lessons annually, with additional rounds earned on every ₹50,000 spend |
| Complimentary Hotel Stays | Book three nights via Hotels.com and get the third night complimentary, up to twice per year |
| Low Foreign Exchange Markup | Competitive 1.8% + GST foreign currency markup, lower than most premium cards |
| Attribute | Classification |
|---|---|
| Issuer / Provider | Axis Bank |
| Bank / Non-bank | Bank-affiliated |
| Category | Super Premium Travel / Luxury Lifestyle |
| Type of Card | Super Premium Credit Card (Available in Visa Infinite and Mastercard World Elite variants) |
| Free or Paid | ₹20,000 + GST Annually (No waiver conditions) |
The Axis Bank Olympus Credit Card is designed for affluent travellers and luxury lifestyle enthusiasts who seek exceptional value from their spending. Originally launched to transition Citi Prestige cardholders to Axis Bank, it offers enhanced benefits that compete with India's top super-premium cards. With its outstanding EDGE Miles transfer ratio, complimentary premium memberships renewed annually, and comprehensive travel benefits including unlimited lounge access and luxury hotel partnerships, this card is ideal for high-spenders who prioritise travel rewards and lifestyle privileges.
Superior Rewards Programme: The card earns 1 EDGE Mile per ₹100 on domestic spends and 2 EDGE Miles per ₹100 on international transactions. With the exceptional 1:4 transfer ratio to partner programmes, this effectively delivers 4% returns on domestic spending and 8% on international purchases. After accounting for the low 1.8% forex markup, international spends still yield approximately 5.8% value.
Annual Benefits That Renew: Unlike many premium cards where activation benefits are limited to the first year, the Olympus card renews welcome benefits annually. Cardholders receive ₹10,000 in Taj or ITC Hotel vouchers plus 2,500 EDGE Miles every year upon making their first transaction post-anniversary.
Taj Epicure Membership: The complimentary membership, valued at ₹25,000 annually, provides substantial savings at Taj properties. Benefits include 25% discounts on dining (for up to 10 persons), 20% off at Jiva Spas, 25% off on Qmin App orders, and preferential rates on room bookings at participating hotels.
Comprehensive Airport Benefits: The card provides unlimited lounge access domestically and internationally for both primary and add-on cardholders. Additionally, it offers eight complimentary airport meet and assist services and two luxury airport transfers annually in select cities.
Hotels.com Third Night Free: When booking a minimum of three consecutive nights through Hotels.com, receive the third night complimentary. This benefit is available twice per calendar year and provides the statement credit as an average of one night's cost.
Entertainment Benefits: Enjoy Buy One Get One offers on BookMyShow for movie tickets (up to ₹650 off) and non-movie tickets (up to ₹1,000 off), available twice monthly for each category.
Dining Privileges: Access exclusive dining offers through EazyDiner and Axis Dining Delights, providing savings at premium restaurants across India.
Golf Programme: Receive eight complimentary golf rounds or lessons per year at participating clubs, with the flexibility to use them interchangeably. Earn additional golf sessions for every ₹50,000 spent in a billing cycle.
Concierge Services: Access 24/7 dedicated concierge assistance for travel bookings, restaurant reservations, event tickets, and lifestyle services.
High Redemption Flexibility: Convert up to 7.5 lakh EDGE Miles annually per customer ID to over 15 airline and hotel loyalty programmes through the Travel EDGE platform, significantly higher than comparable premium cards.
Domestic Spends: Earn 1 EDGE Mile for every ₹100 spent on domestic purchases. With the 1:4 transfer ratio to travel partners, this effectively provides 4% returns.
International Spends: Earn 2 EDGE Miles for every ₹100 spent on international transactions. Combined with the 1:4 transfer advantage, international purchases yield 8% value before forex charges.
Minimum Redemption: Minimum of 500 EDGE Miles required to begin redeeming points.
Transfer Partners: Each EDGE Mile converts to 4 partner points when transferred to airline or hotel loyalty programmes, providing exceptional redemption value.
Annual Transfer Cap: Maximum of 7.5 lakh EDGE Miles can be converted per calendar year per customer ID.
Travel EDGE Platform: Access flight and hotel bookings through the dedicated Travel EDGE platform where EDGE Miles can be redeemed directly or transferred to partner programmes at the preferential 1:4 ratio.
Partner Transfers: Transfer miles to over 15 airline and hotel loyalty programmes including major Indian and international carriers. The 1:4 ratio ensures maximum value extraction from accumulated miles.
Rewards Catalogue: Redeem EDGE Miles for products, electronics, lifestyle items, and gift vouchers through the Axis Bank Rewards Catalogue.
EDGE Miles Validity: EDGE Miles typically remain valid for an extended period, allowing strategic accumulation for high-value redemptions.
Hotel Vouchers: Receive ₹10,000 worth of vouchers from either Taj or ITC Hotels upon making the first transaction within 30 days of card activation. This benefit renews annually on the card anniversary.
Bonus Miles: Receive 2,500 EDGE Miles credited annually upon card activation, equivalent to ₹2,500 in value or ₹10,000 when transferred to travel partners.
Taj Epicure Membership: Complimentary membership providing 25% savings on food and beverages for dine-in and takeaway at participating restaurants, 20% discount on spa treatments at Jiva Spas, 25% off Qmin App orders, and 20% savings on best available rates for rooms. Membership renews annually.
Unlimited Domestic Access: Primary and add-on cardholders enjoy unlimited complimentary access to domestic airport lounges at select airports across India.
Unlimited International Access: Unlimited international lounge access through Priority Pass membership for primary and add-on cardholders.
Guest Visits: 20 complimentary guest visits per calendar year across domestic and international lounges.
Meet & Assist Services: Eight complimentary airport concierge services per calendar year for primary cardholders, including assistance with check-in, security, and boarding procedures.
Luxury Airport Transfers: Two complimentary luxury airport transfers (Mercedes/BMW/Audi) per calendar year, valid across Delhi NCR, Mumbai, Bangalore, Hyderabad, Chennai, and Kolkata.
Programme Details: Book three consecutive nights via Hotels.com and receive the third night complimentary. Statement credit provided as an average of one night's cost out of three.
Annual Usage: Available twice per calendar year for the primary cardholder.
Booking Requirements: Reservation must be made in the primary cardholder's name, and cardholder must be present during the hotel stay.
Annual Entitlement: Eight complimentary golf rounds or lessons per year at participating golf clubs across India. The eight sessions can be used flexibly as either rounds or lessons.
Additional Rounds: Earn one additional golf round or lesson for every ₹50,000 spent in a billing cycle.
Booking Process: Access the golf programme via Axis Extraordinary Weekends portal or through the dedicated Olympus Concierge at 1800 103 4962.
BookMyShow Offer: Buy one get one offer on movie tickets (up to ₹650 off on the second ticket) and non-movie tickets (up to ₹1,000 off on the second ticket). Each benefit type can be availed twice per month.
Dining Offers: Access exclusive dining discounts through EazyDiner and Axis Dining Delights programme, offering savings at premium restaurants nationwide.
Waiver Details: 1% fuel surcharge waived on fuel transactions at authorised petrol pumps across India.
24/7 Assistance: Dedicated concierge services available round the clock for travel planning, restaurant bookings, event ticketing, gift sourcing, and lifestyle assistance.
Contact: Reach Axis Olympus Concierge at 1800 103 4962 for personalised service.
Air Accident Cover: Substantial coverage for air travel-related accidents.
Purchase Protection: Coverage against theft or damage of items purchased using the card.
Lost Card Liability: Protection against fraudulent transactions post card loss or theft.
EDGE Miles are not earned on the following transaction categories:
Rent payments
Wallet loads and reloads
Government institution payments
EMI conversions
Cash withdrawals and cash advances
Fuel purchases (as per Axis Bank policy)
Insurance premium payments
Jewellery and gold purchases
Education fee payments
Utility bill payments
Card fees and charges
Reversals and refunds
Note: The extensive exclusion list is a notable limitation compared to cards like HDFC Infinia and Diners Club Black, which include utilities, insurance, and education in their rewards programmes.
Disclaimer: The card features, benefits, application process, and other details mentioned above are accurate at the time of writing but may change without prior notice.
| Fee Type | Amount | Details |
|---|---|---|
| Joining Fee | ₹20,000 + GST (~₹23,600) | One-time charge when the card is issued |
| Annual Fee | ₹20,000 + GST (~₹23,600) | Charged every year with no spend-based waiver conditions. Renewal benefits effectively offset the annual fee |
| Add-on Card Fee | First card complimentary; ₹25,000 + GST per subsequent add-on (up to 4 cards) | Fee for additional cardholders on the account |
| Interest Rate (APR) | 1.5% to 3.6% per month (18% to 43.2% annually) | Applicable on outstanding balances after the due date |
| Foreign Currency Markup | 1.8% + GST (~2.12%) | Significantly lower than the standard 2% charged by most premium cards |
| Cash Withdrawal Fee | 2% of cash amount (Minimum ₹300) | Applicable on cash withdrawals from ATMs or banks |
| Cash Advance Limit | As per bank's policy | Maximum cash withdrawal permitted |
| Late Payment Fee | ₹100 if payment due is greater than ₹2,000 | Charged when minimum payment is not made by due date. Additional ₹100 from third consecutive cycle if MAD remains unpaid |
| Over-limit Penalty | 2.5% of over-limit amount (Minimum ₹500) | Charged when spending exceeds sanctioned credit limit |
| Cheque Return/Dishonour Fee | 2% of payment amount (Minimum ₹500) | Charged when payment cheque bounces or auto-debit fails |
| Cash Payment at Branch Fee | ₹175 per transaction | Charged for paying credit card bills in cash at Axis Bank branches |
| EDGE Miles Redemption Fee | ₹99 per redemption transaction on EDGE portal; waived for Olympus cardholders | Fee for redeeming points through the rewards catalogue |
| EDGE Miles Transfer Fee | ₹199 per transfer transaction to partner loyalty programmes | Applicable when transferring miles to airline or hotel partners |
| Duplicate Statement Charges | As per bank policy | Charged for requesting duplicate physical statements |
| Rent Transaction Fee | 1% surcharge with no cap | Applicable on rent payments made through the card |
| Wallet Load Fee | 1% fee on wallet loads exceeding ₹10,000 in a billing period | Charged for loading digital wallets beyond threshold |
| Criteria | Details |
|---|---|
Age | Primary cardholder should be between 21 and 70 years |
Existing Customer | Available to both existing Axis Bank customers and new applicants. Originally designed for Citi Prestige cardholders during migration |
Citizenship | Must be a Resident of India |
Credit Score | Excellent CIBIL score (ideally 750-900) required due to super-premium nature |
Income | High annual income (typically ₹25 lakhs+ for salaried; higher for self-employed) |
Banking Relationship | Preferably existing Axis Bank relationship; may require Burgundy banking relationship |
| Document Type | Details |
|---|---|
| Identity Proof | Any one of the following: Aadhaar Card, PAN Card, Passport, Driving Licence, Voter ID Card |
| Address/Residence Proof | Any one of the following: Aadhaar Card, Passport, Driving Licence, Voter ID Card, Recent Utility Bill (within 3 months) |
| Income Proof | Latest salary slips (last 3 months) / Bank statements (last 6 months) / Form 16 / IT return copy (last 2 years) / Audited financials (for self-employed) |
| PAN Card | Mandatory for credit card issuance |
| Photograph | Recent passport-size photographs |
Step 1: Click on Apply Now: Hit the 'Apply Now' button to start your application.
Step 2: Fill in Your Details: Enter your personal information, including name, date of birth, contact details, employment information, and financial details in the application form.
Step 3: Upload Required Documents: Upload scanned copies of your PAN Card, Aadhaar/Address Proof, Income Proof, and a recent photograph.
Step 4: Submit Your Application: Carefully review all the details you've entered for accuracy and click the Submit button.
Step 5: Approval & Card Delivery: Once your application is approved after verification, your Axis Bank Olympus Credit Card will be dispatched to your registered address within 7-10 working days.
| Usage Tips | Details |
|---|---|
Prioritise International Spends | With 2 EDGE Miles per ₹100 and low 1.8% forex markup, international transactions offer approximately 5.8% effective returns |
Maximise Travel Bookings | Use Travel EDGE platform for flights and hotels to leverage the exceptional 1:4 miles transfer ratio |
Utilise Annual Benefits Immediately | Make your first transaction within 30 days of activation/anniversary to unlock ₹10,000 hotel vouchers and 2,500 EDGE Miles |
Activate Taj Epicure Membership | Register your complimentary membership and use it regularly for 25% dining discounts and spa savings at Taj properties |
Plan Golf Sessions | Schedule your eight complimentary golf rounds/lessons throughout the year. Track your spending to earn additional sessions at ₹50,000 intervals |
Book Hotels.com Stays Strategically | Use both annual entitlements for extended stays where the third night free benefit provides maximum value |
Track EDGE Miles Accumulation | Monitor your EDGE Miles balance to plan strategic transfers to airline or hotel partners when you've accumulated sufficient points |
Leverage BookMyShow Offers | Use the BOGO benefit twice monthly for movies and twice monthly for events to maximise entertainment savings |
Request Airport Transfers in Advance | Book your two annual luxury airport transfers well ahead of travel dates, particularly during peak seasons |
Use Priority Pass Globally | Activate and carry your Priority Pass card for unlimited international lounge access whilst travelling abroad |
Engage Concierge Services | Utilise the 24/7 concierge for complex travel planning, hard-to-get restaurant reservations, or event ticket procurement |
Pay in Full Monthly | Always clear your entire statement balance by the due date to avoid interest charges and maintain your credit score |
Monitor Exclusion Categories | Be aware that rent, utilities, insurance, wallets, and government payments don't earn EDGE Miles |
Transfer Miles Annually | Plan to transfer up to 7.5 lakh EDGE Miles per year to maximise the 1:4 conversion advantage |
The Axis Bank Olympus Credit Card is designed for users who want to maximize their credit card benefits effectively.
Disclaimer: The information provided on this page has been gathered from various reliable sources and is intended solely for general informational purposes. As details may change over time, we do not guarantee the accuracy or completeness of the content. Users are advised to verify the information with official or relevant sources before making any decisions or taking action.
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